COURSE FEE OFFSET FOR INDIVIDUALS

Use your SkillsFuture Credit to offset course fees

Q: How do I check my SkillsFuture Credit balance?

You can check your balance by logging into the MySkillsFuture portal with your Singpass.

Q: Can I use SkillsFuture Credit with other subsidies?

Yes. SkillsFuture Credit can be used on top of other subsidies like the SSG Course Subsidy to further reduce your out-of-pocket course fees.

Q: Is there an expiry date for SkillsFuture Credit?

The base S$500 credit does not expire. However, one-off top-ups may have expiry dates. Please check the MySkillsFuture portal for the most accurate information on your credit validity.

Q: How long does the SkillsFuture Credit claim take?

Claims are usually processed within one working day. We will guide you through the process during enrolment to ensure it is seamless.

Q: What happens if my credit doesn't cover the full fee?

You will need to pay the remaining balance after your SkillsFuture Credit claim is approved. We accept payment via PayNow.

Use your government credit to offset course fees after SSG funding. For Singapore Citizens aged 25+.

ActiveFor Citizens aged 25+

Browse eligible courses Check your balance on MySkillsFuture

AT A GLANCE

SFC quick facts

Available to

Singapore Citizens aged 25+

Offset

Up to your available credit balance

Claim Type

Select SFC on MySkillsFuture at enrolment

ABOUT THIS SCHEME

What is SkillsFuture Credit (SFC)?

SkillsFuture Credit is a government-provided credit for Singapore Citizens aged 25 and above to pay for eligible skills courses. You can use your available balance to offset the remaining course fee after SSG funding has been applied. The credit is claimed through the MySkillsFuture portal using Singpass during registration.

Who it's for

Singapore Citizens aged 25+

What it offsets

Remaining fees after SSG

How it's applied

Via MySkillsFuture at enrolment

Claim needed

Select SFC during registration. We assist.

Combines with

SSG funding, UTAP

ELIGIBILITY & HOW TO CLAIM

Who can use SkillsFuture Credits, and how to apply them

Use your credits to offset course fees. We assist with the claim during registration.

You're eligible if you

Are a Singapore Citizen aged 25 and above
Have available SkillsFuture Credit
Enrolling in an eligible Heicoders course

Have ready

Singpass access
Your current SkillsFuture Credit balance
Course start date confirmation

How SkillsFuture Credits are applied

Pays forRemaining fees after SSG

AppliedVia MySkillsFuture at enrolment

Stacks withSSG, UTAP

Then claim in 3 steps

STEP 1

Check your balance

You

Heicoders Academy

Our courses are listed on MySkillsFuture.

STEP 2

Apply during registration

You

Select SkillsFuture Credit when enrolling.

Heicoders Academy

We assist with the claim so you don't miss a step.

STEP 3

Pay any remaining balance

You

Pay via PayNow or card if there's a balance after credits.

Heicoders Academy

We confirm your enrolment.

Eligible courses for SFC Subsidy

GA100

Generative AI Course for Automation & Productivity

Master prompt engineering, workflows, and AI agents to stay ahead and advance your career.

Subsidies available :

SkillsFuture Credits
UTAP
SSG
PSEA

Browse Course

GA200

Building Harnesses for Reliable Generative AI Systems

Go beyond demos. Build reliable, production-ready Generative AI systems with harnesses, evaluation, and guardrails.

Subsidies available :

SkillsFuture Credits
SSG
PSEA

Browse Course

DA100

Data Analytics with SQL & Tableau

Turn complexity into clarity. Build insights that stand on solid data and sound design.

Subsidies available :

SkillsFuture Credits
UTAP
SSG
PSEA

Browse Course

AI100

Python Programming and Data Visualisation

Build a solid Python foundation and create compelling data visualisations from real datasets.

Subsidies available :

SkillsFuture Credits
UTAP
SSG
PSEA

Browse Course

AI200

Applied Machine Learning

Build, evaluate and deploy machine learning models that solve real business problems.

Subsidies available :

SkillsFuture Credits
UTAP
SSG
PSEA

Browse Course

CS100

Cybersecurity Essentials

Understand threats, defences and best practices to protect systems and data in any organisation.

Subsidies available :

SkillsFuture Credits
UTAP
SSG
PSEA

Browse Course

SE100

Responsive Web Development

Build modern, responsive websites from scratch using HTML, CSS, JavaScript and React.

Subsidies available :

SkillsFuture Credits
UTAP
SSG
PSEA

Browse Course

DM100

Digital Marketing with AI

Run data-driven campaigns across search, social and email — amplified by AI tools.

Subsidies available :

SkillsFuture Credits
UTAP
SSG
PSEA

Browse Course

AI300

Deploying Machine Learning Systems to the Cloud

Go beyond model building. Deploy, monitor and scale ML systems in production on the cloud.

Subsidies available :

SkillsFuture Credits
UTAP
IBF

Browse Course

SE200

Full-Stack web development

Build and ship complete web applications, from React frontend to Node.js backend and cloud deployment.

Subsidies available :

SkillsFuture Credits
UTAP
IBF

Browse Course

PSTTA

Profitable Stock Trading with Technical Analysis

Master chart patterns, technical indicators and trading strategies to make smarter, data-driven trades.

Subsidies available :

SkillsFuture Credits
UTAP
IBF

Browse Course

Need help figuring out your course fees? Calculate your subsidy or talk with our team.

Subsidy calculator Talk to Our Team

FAQs on SkillsFuture Credit

What is SkillsFuture Credit?

SkillsFuture Credit is a government scheme that gives every Singaporean aged 25 and above a starting balance of S$500 in personal learning credits. You can use these credits to pay for a wide range of approved training courses, including Heicoders courses. The $4,000 Mid-Career Support credit is not applicable to Heicoders courses.

How do I check my SkillsFuture Credit balance?

Can I use SkillsFuture Credit with other subsidies?

What's the difference between SSG funding and SkillsFuture Credit?

Is there an expiry date for SkillsFuture Credit?

How long does the SkillsFuture Credit claim take?

What happens if my credit doesn't cover the full fee?

For more information on SkillsFuture eligibility, credits and subsidies, please visit the MySkillsFuture portal.

Not sure which subsidy applies to you?

Our team is happy to help you find the right course, understand your subsidies, and plan your learning journey.

Talk to Our Team Browse Eligible Courses

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We reply within 24 hours

Find the right course for you and your team

Our experts will help match you to a learning path tailored to your goals.

Drop us an email

Tell us a little about yourself and we'll be in touch.

Use your SkillsFuture Credit to offset course fees

What is SkillsFuture Credit (SFC)?